Planned Giving

A planned gift may include gifts of stock, bonds, mutual funds or real estate given to United Way Capital Area either as an outright gift or a gift in a bequest, trust or gift annuity. Planned gifts can sometimes realize outstanding tax benefits for the contributor over a lump-sum cash gift. However, each planned gift should be given particular consideration by you and your personal financial advisers to make certain that it accomplishes your financial and estate planning goals.

A planned gift can accomplish the following:

• Close the gap between documented community needs and available funding
• Create new programs that require funding not always available from the annual campaign
• Allow United Way to act instead of react to challenging health and social problems

Planned gifts

1. Appreciated securities
Contributing appreciated securities such as stocks, bonds and mutual funds can provide you with significant tax benefits, including avoidance of capital gains tax.

2. Wills or bequests
In addition to providing for your family, your will can designate United Way Capital Area as a beneficiary. Give a specific amount, a percentage of your estate or all that remains after providing for the important people in your life.

3. Retirement plans
You can make United Way Capital Area a beneficiary of your individual retirement account or retirement plan. This option is an especially effective way to minimize estate taxes.

4. Property
Donations of real estate, jewelry, art or other valuables also make welcome gifts and can provide significant tax benefits.

5. Life income gifts
Name United Way Capital Area as the beneficiary of a charitable remainder trust, lead trust, gift annuity or pooled income fund. These can be tailored to meet your specific needs, in addition to benefiting United Way and its partner agencies.